Free Rental Property Cash Flow Calculator (Excel + Google Sheets)
by Spruce Sheets
$0+
Will this rental pay for itself? Find out in 2 minutes.
Enter the price, loan, rent and expenses. The calculator shows:
Monthly mortgage payment, NOI and monthly cash flow
Cash-on-cash return, cap rate, DSCR, break-even occupancy and the 1% rule
A what-if grid: cash flow at 5 rent levels × 5 interest rates
Works in Excel and Google Sheets. Free — enter $0 if you like.
Estimates only. Not financial, tax or investment advice.